Tis the season to feel overwhelmed with gift giving. I am mainly speaking about the people you encounter outside of your family on a regular basis.  I wanted to share some ideas to save some money, but not make people feel that you are forgetting them.

A Close Group of Friends

If you socialize with a regular group of friends, get together and put names in a hat. Have everyone over for lunch or go out and exchange your gifts then. Don't feel bad about setting a price limit either.

The Best Friend

Ok, well it seems cheap but offer your "best friend" some coupons. For example, to take them out to lunch, watch their kids for a few hours. You probably know better than anyone something that your friend would enjoy.

The Bank Teller, Hair Stylist, Babysitter, Mail Carrier, or other service related person you frequently use.